My Spending Problem - Then and Now
I used to have credit cards. That was bad. I maxed them all out, and now I have none.
My Spending Control Strategy
I don't have any credit cards. I never borrow money. I always pay bills as soon as I get paid. That seems to help. I tend to look at a lot of things on the internet but I'm too broke to buy the things, and by the time I get paid, I don't want them anymore. Web games are good too because spending fake money is almost as good as real money when you're hypomanic. If all else fails, go the library.
Advice
- Quickly pay all bills
- If you feel hypomanic, go check out a ton of library books
Special notes - internet shopping
Fill your shopping cart with whatever you want. Resist the urge to immediately purchase. Wait 24 hours. By then you will have probably changed your mind.
Special notes - dealing with creditors
I don't. It's a trigger. Unless it's student loans. Those people are nice.
Special notes - credit cards
Credit cards are evil!
Final thoughts
A spending spree may be fun while it lasts, but as soon as it's over, there is guilt and little to show for it.
