Sunday December 1, 2013
I apologize to those of you who were upset about the example I gave for comparing deductibles and out-of-pocket in my prior blog. I tried to emphasize that this was ONLY an example for making that comparison. No way should you expect to be paying that much. To show what I mean, here's what a friend of a friend posted just this minute on Facebook:
Our daughter got $500 a year deductible with $1500 max out of pocket for $127 a month. We have friends up the road who have preexisting conditions and their current insurance - with a $10,000 deductible - was going up to $1800 a month. They just signed up and got the gold plan with $500 deductible for $187 a month. I KNOW a lot people it's helping right now, and they weren't "uninsured." They were, like 80% of "insured" Americans, Underinsured.
My premium is high, because (a) I am a tobacco user, and (b) my income is high enough that I don't qualify for any credits. So don't take MY premium to be a prime example
Saturday November 30, 2013
Though there have been issues at times with them not understanding, I haven't encountered any actual stigma from my family and friends. Maybe I'm one of the lucky ones, though. Some of our community members shared their experiences and encounters with stigma, and it makes me give heartfelt thanks that I wasn't in those situations. But maybe you have. I hope these don't sound familiar!
Saturday November 30, 2013
"From your initial diagnosis," asked forum member Melody Harmony, "did your life get better as time went by?"
Two of our community members replied in depth about their experiences as they grew older. In my own experience, I've found that with maturity came a broader sense of how I, affected as I am with bipolar II disorder, fit into the world and what I need to do to have the best possible life. I have learned to notice the world I live in.
When I was younger, all that mattered was ME. That's not a matter of depression or BP: That's a matter of being a teen and young adult. Important events took place in my home area that I didn't even know about till years later. All that mattered was my angst.
I was 28 when I finally started - with the help of a very good counselor - to find some maturity. Then it's a long process. Have I grown up altogether? No - I still know how to play, and that's a good thing.
So has life "gotten better"? In spite of my difficult struggles with depression and anxiety, yes, it has. Now see what our community members said:
Monday November 25, 2013
I signed up for health insurance today at the notorious, much-maligned Healthcare.gov website. It wasn't entirely easy, and wasn't without website problems, but it didn't take more than a couple of hours even so. While I can't walk you through the entire process, I will give you the highlights, the questions I had, and the difficulties I ran into. The Affordable Health Care Act is mine!